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Three tips for saving money everyday

By Jacobi Malavo


Most people are looking for ways to save money today, what with the crazy economy and skyrocketing cost of living. To do this, however, takes some conscious effort, as it's easy to get into the habit of living beyond your means. The following methods of saving money can be useful to anybody.

If you belong to a gym or health club, think about leaving it as a money saving idea. Keeping fit is very important but it is not dependent upon your belonging to a gym. Most of the time people who have purchased gym memberships only use them once in a while. When you do go, it also costs you time and money for gas to drive there. Working out at home and jogging or walking in your neighborhood are both ways to save money on exercise. You can buy inexpensive free weights for strength training. Even if you purchase an inexpensive exercise machine, that's less than the cost of a yearly membership at a gym.

Food is always going up in price--faster than most people get raises at work usually. If you want to respect your budget, you need to figure out how to save money at the store.

Considering the heft of a medical bill, it is best to save money on medical costs by keeping yourself as healthy as possible. Obviously you need to be as healthy as you can be anyway, but watching what you eat and exercise regularly, you are far less likely to get sick. Colds and flu as well as more serious problems can be helped with this. If you consume less meat not only will you save money but you will boost your health too. Of course, many healthy and organic foods are more expensive than processed foods, but you can offset this by buying them in bulk. You also need to think about the long term because not doing so can be hurtful to your health and to your finances.

Most people are more likely to spend money on leisure activities because they don't think to track down free or very inexpensive things to do in their local areas. Instead of spending the afternoon at the mall or at the movies when you have the day off, look for something that doesn't cost any money. If it's nice outside, try hiking or going for a walk. Most towns and cities have a variety of free activities that are listed in newspapers, free weekly publications or on bulletin boards. You can find free concerts, art gallery openings and other things. When you really look for it, you will see that there are lots of things that can be fun to do that don't cost any money. Saving money does not need to be hard or painful. As you can see it's only a matter of teaching yourself how to be more aware of what you are spending and where so that you can make the more economical decisions. These are only a few of the many ways to save on everyday items you use, take a look around you do you see other areas you could cut costs, we bet you can.




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